Don't qualify for healthcare coverage?

This fixed indemnity plan may accept you

You don't need papers.

You don't need a work permit.

You don't need Citizenship.

➡️ This plan pays you a fixed cash benefit for each covered doctor visit, covered surgery, covered hospitalization, or covered diagnostic test..

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A Gran Insurance advisor will put you in touch with your best opinion.

Were you told you don't qualify?
We say YES!

Have you been denied health coverage because you don't have papers?

Were you told that without residency you don't quality for health insurance?

A fixed indemnity supplemental insurance plan pays a pre-arranged benefit when you receive a qualified medical service.

✅ Direct payments to you or your doctor  ✅ No waiting ✅ No papers

AND WITH FIXED PAYMENTS, NO SURPRISES.

What is this type of plan?

It’s a fixed benefit (indemnity) health insurance that pays you cash for every qualified medical service you use. Whether it’s a qualified doctor visit, qualifying surgery, or qualifying hospitalization, you get money yourself.

It is a complementary medical plan.

You don’t need papers.

Start covering from day 1.

You choose from several benefit options.

Is this plan for you?

¿Don’t you have papers or Permission of work??

Do you have a high deductible plan?

Do you work for own account?

Want coverage from day 1?

If you said yes to one of those… this plan is for you.

Includes this plan?

✔️Cash payments that can go directly to you or a provider as you choose for hospitalization, medical consultation and medications.

✔️Benefits of the virtual visit.

✔️National network of doctors.

✔️Prescription drug discount card.

✔️No deductibles, no copays, no coinsurance.

Level of immigration requirements:

Feature

Do you require papers or residency?
Do you have a deductible?
Cash payments to the client?
Immediate coverage?
Flexible monthly cost?
Free virtual consultation?

Large national medical network?

HERE

✅ YES
✅ YES
❌ No
❌ take
❌ Limited
❌ Not always
✅ Variable

Fixed Benefit Indemnity

❌ No
❌ No
✅ YES
✅ From Day 1
✅ Virtual
✅ National network & Prescription Discount Card

Nivel de requisitos migratorios: Míralos tú mismo

Do you need papers or residency?
ACA ✅ Yes
Fixed Benefit Plan ❌ No
Do you have a deductible?
ACA ✅ Yes
Fixed Benefit Plan ❌ No
Cash payments to the client?
ACA ❌ No
Fixed Benefit Plan ✅ Yes
Immediate coverage?
ACA ❌ May take time
Fixed Benefit Plan ✅ From day 1
Free virtual consultation?
ACA ❌ Not always
Fixed Benefit Plan ✅ Virtual Visit
Large national medical network?
ACA ✅ Varies
Fixed Benefit Plan ✅ Nationwide coverage network

This is what happened with One of our clients…

Real-world examples of how your coverage works

Pay the doctor directly or pay you, so you decide how to use it.

Case 1

💡Direct payment to hospital.          🏥Bill: $16,000Direct payment to the hospital.                                                 💳Pays Plan: $11,000
💰Difference paid by customer: $5,000

Case 2

💡Client reimbursement                    🏥Bill: $8,000Customer Refund          💳Pays Plan: $8,000.                               💰Customer receives payment and settles the hospital.

Case 3

💡Benefit greater than bill (frequent example).                                              🏥Bill: $11,176Profit greater than the invoice (frequent example).              💳 Pays plan: $16,500
💰Customer surplus: $5,324

This plan doesn’t just cover you. It pays you.

Pay the doctor directly or pay you, so you decide how to use it.

Check today to see if you qualify and receive immediate coverage.

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What other people like you

they are saying…

“I don’t have papers and they told me I couldn’t have insurance. This plan paid me $4,000 for surgery. I’m calm.”
— Ana, Florida

“I have a high-deductible plan and this insurance covers me where the other one doesn’t. It gives me peace.”
— Luis, Texas

What everyone asks

Before taking out this plan:

Do I need papers to apply?

You can apply without papers, residency or citizenship.

Do I need to have other insurance?

You can use this plan alone or as an add-on.

When does my coverage begin?

From the moment it is approved. Pending certain exceptions, consult with our advisors.

How does the money get to me?

Straight to your account or by check. The choice is yours.

Quote your plan now

We’ll get back to you in minutes.

A Gran Insurance advisor will put you in touch with your best option.

Gaby y Rogelio de Gran Insurance, asesores de seguros en Estados Unidos